If traditional banks have declined your application due to low credit score or prior payment issues, USA Lending Corporation offers a Risk-Protected Unsecured Loan Program designed to expand access responsibly.

This program requires third-party loan protection issued by Fundsure LTD prior to funding.

No physical collateral required.
Structured approval process.
Designed for elevated credit risk profiles.

🔹 How the Risk-Protected Program Works

Step 1 – Application & Conditional Placement

Submit your application for review.
If eligible, you will receive a conditional approval under our Risk-Protected Lending Tier.

All approvals at this stage are subject to verification and protection activation.

Step 2 – Insurance Premium Evaluation

Through our secure collaboration portal with Fundsure LTD, your profile is evaluated and a one-time insurance premium is calculated based on underwriting criteria.

The premium amount varies depending on risk profile.

Step 3 – Activation Credit Issued

To facilitate policy activation, USA Lending Corporation may extend a temporary activation credit equal to the required insurance premium amount.

This activation credit is deposited to your verified bank account and must be used to complete issuance of the third-party protection policy.

Program terms apply.

Step 4 – Insurance Policy Issuance

Once the premium is successfully processed and the protection policy is issued by Fundsure LTD, final loan documents are prepared.

Step 5 – Loan Funding

After policy activation and agreement execution, loan funds are released.

Funding typically occurs shortly after all program requirements are satisfied.

🔹 Activation Credit Terms

The temporary activation credit:

• Is provided solely for the purpose of insurance policy issuance
• Is subject to signed program agreement
• May be waived after successful completion of initial repayment terms
• Remains an obligation if program terms are not fulfilled

Full details are disclosed prior to agreement execution.

🔹Who Should Apply?

This program may be appropriate if:

• You have been declined due to low credit score
• You have prior payment history challenges
• You do not have collateral
• You are seeking a structured approval pathway

This program is not intended for applicants seeking guaranteed or unconditional approval.

🔹 Important Disclosure

This is not a guaranteed approval offer.
Final funding is subject to:

• Identity verification
• Banking eligibility
• Underwriting review
• Activation of third-party insurance protection issued by Fundsure LTD

Insurance premium amounts vary based on applicant risk evaluation.

🔎 Transparency & Security Information

Why This Program Uses Third-Party Insurance

Our Risk-Protected Lending Program is specifically designed for applicants with elevated credit risk.

Instead of requiring physical collateral, this program uses third-party loan protection issued by Fundsure LTD.

This structure allows us to responsibly extend unsecured credit to applicants who may not qualify through traditional underwriting.

Insurance activation is a program requirement for applicants placed in this tier.

💲No Hidden Upfront Charges

The insurance premium required for this program is calculated through a secure underwriting system based on your individual risk profile.

If eligible, USA Lending Corporation may extend a temporary activation credit equal to the premium amount so that you are not required to use your personal funds to activate the policy.

All amounts, terms, and obligations are disclosed in writing before any agreement is finalized.

📊Clear Activation Credit Terms

The activation credit:

• Is provided solely to facilitate issuance of the required insurance policy
• Is documented under a written agreement
• May be waived after successful completion of initial repayment terms
• Is not a processing fee
• Is not a hidden charge

If you choose not to proceed after activation, the credit remains subject to the signed agreement terms.

We encourage all applicants to review program terms carefully before proceeding.

🔗Secure Portal & Bank Verification

Insurance evaluation and premium calculation are completed through our secure collaboration portal with Fundsure LTD.

Bank account linking is used strictly for:

• Verifying account ownership
• Ensuring accurate deposit routing
• Processing activation credit (if applicable)
• Final loan disbursement

USA Lending Corporation does not manually access your banking credentials. Verification is handled through encrypted systems designed for secure financial transactions.

Account connections remain active only during the activation and funding process.

⏳Conditional Approval Explained

When you receive a conditional approval notice, it means:

• You qualify under our Risk-Protected Lending Tier
• Final funding requires completion of program requirements
• Verification and insurance activation must be completed
• Final loan documents must be reviewed and signed

This ensures transparency and responsible lending.

🔐 Our Commitment to Responsible Lending

USA Lending Corporation is committed to structured, transparent lending practices.

We do not guarantee approval.
We do not issue funding without underwriting review.
We do not hide required steps.

Every applicant receives clear documentation before finalizing any agreement.